On the surface, it sounds easy; however, it is never that simple. 529 plans are not just savings accounts that you can instantly withdraw money for expenses. 529 plans are compiled of investments that help grow the account and try to keep up with the ever-increasing expense of higher education. This means the money is not readily available and a sale of securities has to occur. 529easy had to create this Patent-Pending technology, allowing the payment card user to pay for purchases instantly. This technology triggers a sale of the securities and through the 529easy process, reimburses the payment card at date of settlement.